Last Updated: January 2024
Fisher Asset Management, LLC (“Fisher Investments Canada”) is committed to protecting the privacy and confidentiality of your personal information. This Privacy & Cookie Policy sets out how Fisher Asset Management, LLC, which does business as Fisher Investments Canada and Fisher Investments, collects, uses, discloses, and retains personal information (as defined below) concerning current and prospective clients, employment applicants and employees who are residents of Canada, as well as visitors to Fisher Investments Canada websites (collectively, “Individuals” or “you”).
This Privacy & Cookie Policy also explains how Fisher Investments Canada uses cookies and similar technologies on its websites.
By providing (or authorizing another person or organization to provide) your personal information to Fisher Investments Canada, including when you use Fisher Investments Canada websites, you consent to the collection, use, disclosure, and retention of your personal information by and on behalf of Fisher Investments Canada as described in this Privacy & Cookie Policy and as otherwise permitted by applicable law.
If you give Fisher Investments Canada the personal information of another Individual, then you are solely responsible for complying with all applicable laws, including obtaining the Individual’s valid consent to your collection and disclosure of the personal information to Fisher Investments Canada and to Fisher Investments Canada’s collection, use, disclosure, and retention of the personal information as described in this Privacy & Cookie Policy and as otherwise permitted by applicable law.
Fisher Investments Canada may also seek additional consents from Individuals for the collection, use, or disclosure of their personal information through account opening documentation and other written agreements.
In some circumstances, you may choose not to provide certain requested personal information, but then you might not be able to establish or maintain a relationship with Fisher Investments Canada or receive some or all of Fisher Investments Canada’s services. Please see the Withdrawing Consent section of this Privacy & Cookie Policy.
When used in this Privacy & Cookie Policy, “personal information” means information about an identifiable individual (i.e., a natural person), but does not include (to the extent permitted by applicable law) information that is: (a) anonymized (including as a result of aggregation) so that the information cannot be directly or indirectly associated with an identifiable individual; (b) business contact information that enables an individual to be contacted at a place of business; or (c) not subject to regulation by Canadian personal information protection laws, including publicly available information.
For example, “personal information” may include your name, contact information, email address, employment history, payroll information and information relating to your account, including your identity and the services you use. It may also include other types of more technical information collected about Individuals who visit Fisher Investments Canada websites, but only when this information can be used to identify you as an individual.
Fisher Investments Canada may collect the following personal information concerning Individuals:
Fisher Investments Canada may combine personal information collected from various sources.
Fisher Investments Canada may use personal information for the following purposes:
Fisher Investments Canada may transfer personal information to service providers to assist Fisher Investments Canada in handling the personal information as explained in this Privacy & Cookie Policy and as otherwise permitted by applicable law, including custodians that hold Individuals’ assets managed by Fisher Investments Canada, dealers who execute trade order instructions for Individuals who are clients, companies that carry out sanctions and anti-money laundering checks, information technology security providers, marketing service providers including social media platforms, legal advisers, and auditors.
Fisher Investments Canada’s service providers may be located outside Canada. Please see the Transfers of Personal Information Outside of Canada section of this Privacy & Cookie Policy.
Fisher Investments Canada will not sell or lease personal information to third parties. However, Fisher Investments Canada may disclose your personal information as follows:
Fisher Investments Canada has no responsibility or liability for the collection, use, disclosure, or retention of your personal information by any of the persons and organizations to whom Fisher Investments Canada discloses your personal information as explained above in this section. The collection, use, disclosure, and retention of the disclosed information by those persons and organizations is not subject to this Privacy & Cookie Policy.
Fisher Investments Canada is a company located in the United States of America. Fisher Investments Canada processes and stores information collected in Canada or from individuals located in Canada at Fisher Investments Canada’s offices and facilities in the United States of America.
Fisher Investments Canada may also transfer your personal information to service providers in foreign jurisdictions, including the United States of America and Costa Rica (where Fisher Investments Costa Rica FICR S.R.L., a wholly owned subsidiary of and service provider to Fisher Investments Canada, is located).
The personal information protection and privacy laws of the United States of America and Costa Rica are different from the laws of the Canadian jurisdiction in which you reside, and might permit the government, government agencies, courts, law enforcement agencies, and security authorities in those countries to access your personal information without notice.
Fisher Investments Canada retains your personal information for as long as is reasonably necessary for the purposes set out or referenced in this Privacy & Cookie Policy, to comply with Fisher Investments Canada’s legal obligations and to enforce or protect Fisher Investments Canada’s legal rights, or a longer period required or permitted by applicable law. Fisher Investments Canada will then delete or destroy records of your personal information in Fisher Investments Canada’s control, or anonymize the information, in accordance with applicable law.
You may withdraw your consent to Fisher Investments Canada’s collection, use, and disclosure of your personal information at any time on reasonable written notice to Fisher Investments Canada, subject to legal or contractual restrictions. To withdraw consent, you may contact Fisher Investments Canada via the online forms or in writing using the contact information in the Contact Us section of this Privacy & Cookie Policy.
If you withdraw your consent to the collection, use, and disclosure of your personal information, you might not be able to continue your relationship with Fisher Investments Canada or receive some or all of Fisher Investments Canada’s services.
If you withdraw your consent to the collection, use, and disclosure of your personal information, then Fisher Investments Canada may retain and use your personal information to comply with applicable law, to establish, enforce, and exercise Fisher Investments Canada’s rights and remedies, and for other purposes permitted by this Privacy & Cookie Policy or applicable law.
In addition, Individuals may at any time withdraw their consent to Fisher Investments Canada’s marketing communications as follows:
Fisher Investments Canada will rely on you to ensure that your personal information held by Fisher Investments Canada is as accurate, complete, and up to date as necessary for the purposes for which Fisher Investments Canada uses the personal information. You must promptly notify Fisher Investments Canada of any changes to your personal information. You may do so by contacting Fisher Investments Canada’s Data Protection Officer using the contact information in the Contact Us section of this Privacy & Cookie Policy.
You may reasonably request access to your personal information under Fisher Investments Canada’s legal control and information about Fisher Investments Canada’s use, disclosure, and retention of your personal information by submitting a written request to Fisher Investments Canada’s Data Protection Officer using the contact information in the Contact Us section of this Privacy & Cookie Policy. Subject to applicable exceptions and limitations prescribed or permitted by applicable law, you will be given reasonable access to your personal information and you will be entitled to verify the accuracy and completeness of your personal information and have the information corrected as appropriate. You might be required to pay a reasonable fee for access to your personal information. Fisher Investments Canada may decline to process an access request that is unreasonably repetitive, frivolous, vexatious, or impracticable, or if the requested access would infringe or jeopardize the privacy of other persons, or violate any applicable law or legal requirement, or for other reasons permitted by applicable law.
Depending on the jurisdiction where you reside, you may also have additional rights.
Quebec residents may exercise additional rights in relation the personal information under Fisher Investments Canada’s legal control including a right to request access, a right to be forgotten, a right to data portability, and rights regarding automated decision making. Quebec residents can make these requests by contacting Fisher Investments Canada’s Data Protection Officer using the contact information in the Contact Us section of this Privacy & Cookie Policy.
In order to protect against unauthorized access or disclosure, Fisher Investments Canada has put in place reasonable physical, technical, and administrative measures designed to safeguard and secure personal information. Nevertheless, security risks cannot be eliminated. Fisher Investments Canada has a Data Protection Officer who has overall responsibility for the implementation of the Fisher Investments Canada’s privacy program privacy management activities. Fisher Investments Canada cannot guarantee that your personal information will not be accessed, used, disclosed, or deleted in ways not described in this Privacy & Cookie Policy.
Fisher Investments Canada’s websites may contain links to enable Individuals to visit other websites of interest easily. However, once Individuals have used these links to leave a Fisher Investments Canada website, Individuals should note that Fisher Investments Canada does not have any control over other websites. Therefore, Fisher Investments Canada cannot be responsible for the protection and privacy of any information that Individuals provide while visiting such sites and such sites are not governed by this Privacy & Cookie Policy. Individuals should exercise caution and review the privacy and cookie policies applicable to the website in question.
Fisher Investments Canada maintains a presence on various social media and technology platforms. The terms and conditions set by the operators of the various platforms apply to Fisher Investments Canada and any individuals who interact with Fisher Investments Canada through the platforms. These platforms collect and analyse interests expressed by their users and combine it with information provided by Fisher Investments Canada to optimize marketing. More information about the privacy practices of these platforms is available below on their websites including information about interest-based advertising.
A cookie is a small text file with an identification tag that is created and downloaded to a user’s computer (or other device) when accessing websites that use cookies. Cookies allow a website to, among other things, store and retrieve information about a user’s online activity, browsing habits, or computer (or other device). Depending on the information they contain and user behaviour, cookies may be used to identify the user.
Cookies can be categorized by who places them:
Cookies can also be categorized by their duration:
Cookies can also be categorized by the function they serve. Fisher Investments Canada uses the following types of first and third-party cookies:
Some internet browsers send signals to each website visited, giving notice of the user’s privacy preferences. Fisher Investments websites recognize signals sent through “Global Privacy Control” and will honor requests to limit information sharing. Please keep in mind that Global Privacy Control signals are limited to the device and browser. Users should enable Global Privacy Control on each device and browser. If users block or clear cookies, they may need to re-enable Global Privacy Control.
You can manage your preferences for cookies installed by the Fisher Investments Canada website (including for cookies relating to advertising) by using the cookie preference manager (click here).
For more information about cookies, including how to see what cookies have been set on your browser and how to manage and delete them, visit the websites All About Cookies (www.allaboutcookies.org), Your AdChoices (https://youradchoices.com), and the Network Advertising Initiative (https://thenai.org).
You may also adjust the cookies settings of your browser but disabling cookies may affect the performance or functionality of the websites you visit. If you wish to delete, disable, or re-enable cookies, you may do so through your browser as follows:
Your agreements with Fisher Investments Canada contain provisions disclaiming, limiting, or excluding the liability of Fisher Investments Canada and other persons and organizations and provisions determining the applicable law and jurisdiction for the resolution of disputes. To the extent permitted by applicable law, each of those provisions applies to any dispute that may arise in relation to this Privacy & Cookie Policy or Fisher Investments Canada’s collection, use, disclosure, and retention of your personal information. Nothing in this Privacy & Cookie Policy amends any of those other agreements.
You consent to Fisher Investments Canada sending you emails (to the email addresses you provide to Fisher Investments Canada) regarding this Privacy & Cookie Policy and related matters and as otherwise permitted by applicable law.
Fisher Investments Canada may change this Privacy & Cookie Policy from time to time. Fisher Investments Canada will post each revised Privacy & Cookie Policy on the website at https://www.fisherinvestments.com/en-ca/privacy, and will provide additional notice of changes to this Privacy & Cookie Policy if and as required by applicable law. All changes to this Privacy & Cookie Policy will be effective when the revised Privacy & Cookie Policy is posted on the website, unless the revised Privacy & Cookie Policy states otherwise. Fisher Investments Canada’s collection, use, disclosure, and retention of your personal information will be governed by the version of this Privacy & Cookie Policy in effect at that time.
By continuing to use Fisher Investments Canada’s services or website after a change to this Privacy & Cookie Policy is effective, you confirm your acceptance of the change and consent to the collection, use, disclosure, and retention of your personal information by Fisher Investments Canada as explained in the revised Privacy & Cookie Policy. It is your responsibility to ensure that you read, understand, and accept the latest version of this Privacy & Cookie Policy. The “Last Updated” date of this Privacy & Cookie Policy (at the top of this Privacy & Cookie Policy) is the date this Privacy & Cookie Policy was last revised.
If you have any questions or complaints about how Fisher Investments Canada handles your personal information, please contact Fisher Investments Canada’s Data Protection Officer by postal mail or email at:
Fisher Investments Canada
Attention: Data Protection Officer
6500 International Parkway, Suite 2050
Plano, Texas 75093, USA
privacy@fi.com
1 (888) 291-0675
In each case, please ensure that you provide your full name and address in exactly the form in which they were originally provided to Fisher Investments Canada to avoid any possible confusion with a different Individual.
Individuals may withdraw consent at any time via the Company’s online form at https://www.fisherinvestments.com/en-ca/campaigns/unsubscribe/zu. Individuals may also unsubscribe from direct email marketing via the Company’s online form at https://www.fisherinvestments.com/en-ca/unsubscribe.
