How Fisher Investments' High-Touch Service Helps You

The Investment Counselor will be the key person to be speaking to the clients and acting as a bridge with our investment policy committee people, in terms of their portfolio standing and holdings. They can also reach out to our client service associate, which is to help them in terms of their administrative needs of the accounts.

Fisher Investments will act on this immediately. Whenever we receive any emails, phone calls, or face to face meeting if they wish to come over to our office. Our clients will know that they are in good hands. We have a lot of materials that we send out to our clients, or it's available on our website, or if our clients wish to listen to what Ken Fisher has to say in terms of their updates, we have tons and tons of videos that clients could access from the YouTube.

Market volatility, I think is the norm. There are always ups and downs. When it's down, we want to rest assure them that their precious money that is hard earned, is being taken care of by us. During this period, we will actually over communicate. We actually have the Investment Counselor calling the clients to update them on the position of their investments. And we do have webinars that we have the Investment Policy Committee coming in to give them a inside view of what's happening, of the economy, of their position or their investments. So as they will feel very reassured that Fisher Investments is really taking care of their funds.

This commentary is private and confidential and is in response to a request for information. Fisher Investments Singapore Pte. Ltd. (UEN 202228799W) uses the trade name Fisher Investments and holds a capital markets services licence (CMS101877) to conduct fund management activity in Singapore, providing discretionary investment management services to accredited and institutional investors only. Fisher Investments Singapore Pte. Ltd. does not offer services publicly in any other jurisdiction and delegates certain portfolio management activities to its US parent company, Fisher Asset Management, LLC. This commentary has not been reviewed by the Monetary Authority of Singapore. Investing in equities and other financial products involves the risk of loss.

This commentary constitutes the general views of Fisher Investments and does not constitute a solicitation of an offer to purchase any investment or services. These views should not be regarded as personal legal, tax, investment or other advice. No assurances are made we will continue to hold these views, which may change at any time based on new information, analysis or reconsideration. Any forecast or forward looking statement is based on current expectations and beliefs involving risks, uncertainties, assumptions, and judgments that are difficult to accurately predict and may prove inaccurate. Forecasts and any past performance information are not indicative of future performance and should not be relied upon. We assume no obligation to update this commentary. There can be no assurances that investment returns from a particular strategy or allocation will exceed returns from another strategy or allocation. Individual financial products, including fixed interest products and derivatives, and investing in different markets, carry unique risks. No representation, warranty or undertaking, express or implied, is given as to the accuracy, reliability or completeness of the information or opinions in this commentary and no liability whatsoever is accepted for any such information, including incidental or consequential damages.

Fisher Investments Australasia Pty Ltd, an Australian company (ABN 86 159 670 667) licensed in Australia (AFSL 433312) to provide services to wholesale clients only, uses the trade mark Fisher Investments® and, in New Zealand, operates as an overseas company (NZBN 9429052507656) using the trading name Fisher Investments New Zealand to provide services to wholesale investors only. Fisher Investments Australasia Pty Ltd outsources portfolio management to its parent company, Fisher Asset Management, LLC (AR 001292046), which is established in the US and regulated by the US Securities and Exchange Commission. Investing in equities and other financial products involves the risk of loss. Past performance is not indicative of future performance.

This information constitutes the general views of Fisher Investments Australasia Pty Ltd as of the date of this document and does not relate to a particular financial product. These views do not take into account individual financial situations, needs or objectives and should not be regarded as personal investment advice. No assurances are made we will continue to hold these views, which may change at any time based on new information, analysis or reconsideration. In addition, no assurances are made regarding the accuracy of any forecast or other forward looking statement made herein. Forecasts are based on current expectations and beliefs involving risks, uncertainties, assumptions, and judgments that are difficult to accurately predict and may prove inaccurate. Forecasts and any past performance information are not an indicator of future performance and should not be relied upon. Actual outcomes may be materially different. There can be no assurances that investment returns from a particular strategy or allocation will exceed returns from another strategy or allocation. Individual financial products, including fixed interest products and derivatives, and investing in different markets, carry unique risks. Any references to a particular tax treatment depends on the individual circumstances of each client and may be subject to change in the future.