How We Tailor a Portfolio for Each Client

We seek to understand what's the client's objective, time horizons, in terms of how much they need to retire on. So with all this basic information from our clients, we will actually customize each investment for each individual client in terms of their profile, risk appetite, and investment horizons. We don't just do a one size fit all for all clients. Each investment is actually tailored to each individual.

This commentary is private and confidential and is in response to a request for information. Fisher Investments Singapore Pte. Ltd. (UEN 202228799W) uses the trade name Fisher Investments and holds a capital markets services licence (CMS101877) to conduct fund management activity in Singapore, providing discretionary investment management services to accredited and institutional investors only. Fisher Investments Singapore Pte. Ltd. does not offer services publicly in any other jurisdiction and delegates certain portfolio management activities to its US parent company, Fisher Asset Management, LLC. This commentary has not been reviewed by the Monetary Authority of Singapore. Investing in equities and other financial products involves the risk of loss.

This commentary constitutes the general views of Fisher Investments and does not constitute a solicitation of an offer to purchase any investment or services. These views should not be regarded as personal legal, tax, investment or other advice. No assurances are made we will continue to hold these views, which may change at any time based on new information, analysis or reconsideration. Any forecast or forward looking statement is based on current expectations and beliefs involving risks, uncertainties, assumptions, and judgments that are difficult to accurately predict and may prove inaccurate. Forecasts and any past performance information are not indicative of future performance and should not be relied upon. We assume no obligation to update this commentary. There can be no assurances that investment returns from a particular strategy or allocation will exceed returns from another strategy or allocation. Individual financial products, including fixed interest products and derivatives, and investing in different markets, carry unique risks. No representation, warranty or undertaking, express or implied, is given as to the accuracy, reliability or completeness of the information or opinions in this commentary and no liability whatsoever is accepted for any such information, including incidental or consequential damages.