Evaluating Your Portfolio

For investors with $750,000 or more in investable assets, Fisher Investments Australia® can help you evaluate whether or not your existing investment portfolio is the best option to help you achieve your long-term investment goals. We can also help you establish your long-term investment goals and recommend an optimal asset allocation to meet those needs.

For over four decades, Fisher Investments and its subsidiaries have been managing assets and providing wealth management advice to help people invest in global markets with confidence and discipline.

Investment Portfolio Philosophy

Fisher Investments Australia® believes that a solid investing strategy should fit your personal situation and help you attain your long-term investment goals. We also believe your financial adviser should have the agility to help you navigate changing market conditions. For example, if your adviser expects shares of large companies to do better than smaller ones, bigger firms should be emphasised in your portfolio.

We can help you evaluate your current portfolio to confirm whether your investment strategy is a viable option to help you meet your long-term investment goals. Whether you have been investing for years or are just starting to think about retirement, Fisher Investments Australia® may be able to help.

How Does Your Portfolio Align With Your Investment Goals?

There are many factors that can contribute to your ability to reach your investment goals. Here are some questions to consider when evaluating your individual situation, goals and investment strategy:

  • Does your asset allocation—your portfolio’s mix of equities, fixed interest, cash and other securities—align with your objectives?
  • If you own funds, what are their underlying asset allocations and primary holdings? Are they consistent with your goals?
  • Are you diversified enough? Are you invested globally or just in certain markets? We believe one of the best ways to spread risk and maximise opportunity is to invest globally. Failing to build a globally diversified portfolio can limit your investing options and potentially increase short-term volatility.
  • Which countries, sectors or categories does the current market cycle favour? Do you have investments in those areas?
  • How will inflation and withdrawals affect your portfolio’s purchasing power? Due to improving living conditions and medical breakthroughs, people are living longer than ever and their retirement planning should account for this.

Be sure to consider these points and have clear answers to these questions. Over time, each of these factors could greatly impact your portfolio's ability to meet your long-term needs.

Understanding Asset Allocations

Fisher Investments Australia® believes approximately 70% of a long-term investment portfolio return is attributable to asset allocation, 20% is attributable to sub-asset allocation decisions—which countries, company sizes or market sectors to invest in—and the remaining 10% of long-term return is attributable to individual security selection.

We emphasise the asset allocation decision—the 70%—because we believe the first and most important decision is which asset classes you should invest in. These decisions will greatly impact your long-term return. Despite potential short-term market volatility, it is often more beneficial to remain invested and stick to your long-term investment strategy unless you have a clear and well-researched reason to be out of the market.

Your asset allocation decision is crucial to your long-term success. If you require equities’ long-term growth potential—whether for your own retirement or to pass on to a spouse or children—you may need to resist the urge to invest in less-volatile, lower-yielding assets, such as fixed interest or savings accounts. Whilst this approach may seem comforting at times, it can detract from your long-term returns and impact your ability to reach your investment goals if you need higher long-term growth. Our professionals can help evaluate your situation and provide a thorough recommendation for your optimal long-term investment strategy.

Portfolio Evaluation Services

Fisher Investments Australia®’s initial portfolio evaluation service considers a wide variety of factors to assess your current portfolio and recommend an investment portfolio strategy best-suited to meet your needs.

For investors with investable assets of $750,000 or more, our team first focuses on your individual portfolio goals. This step helps frame the analysis relative to what you need from your portfolio over time. We then assess your current investment portfolio’s asset allocation, diversification and fee structure. This in-depth analysis helps evaluate how your investment portfolio might meet your goals or where it might fall short.

Following the portfolio review, you will receive a recommendation on how you might alter your investment portfolio to better align with your long-term investing goals. Our professionals are dedicated to helping investors define their goals and find an investment strategy to help meet them.

Contact Fisher Investments Australia® Today

Contact us to speak with our representatives and start the conversation today.

Fisher Investments Australia® does not offer financial planning services.