Evaluating Your Portfolio

For qualified investors, Fisher Investments UK can help you evaluate whether or not your existing investment portfolio is the best option to help you achieve your long-term financial goals.[i] We can also help you establish your long-term goals and recommend an optimal asset allocation to meet those needs.

Fisher Investments Europe Limited, trading as Fisher Investments UK, is authorised and regulated by the UK Financial Conduct Authority (FCA Number 191609) and is registered in England (Company Number 3850593). Fisher Investments Europe Limited Headquarters: 2nd Floor, 6-10 Whitfield Street, London, W1T 2RE, United Kingdom.

Fisher Investments Europe Limited’s parent company, Fisher Asset Management, LLC, trading under the name Fisher Investments, is established in the USA and regulated by the US Securities and Exchange Commission. Investment management services are provided by Fisher Investments.  

For nearly four decades, the Fisher organisation has been managing assets and providing wealth management advice to help people invest in global investment markets with confidence and discipline.

Investment Portfolio Philosophy

Fisher Investments UK believes that a solid investing strategy should fit your personal situation and help you attain your your long-term financial goals. We also believe your financial adviser should have the agility to help you navigate changing market conditions. For example, if your adviser expects shares of large companies to do better than smaller ones, bigger firms should be emphasised in your portfolio.

At Fisher Investments UK, we can help you evaluate your current portfolio to confirm your investment strategy is a viable option to help you meet your long-term goals. In our professional portfolio evaluations, Fisher Investments UK can help you understand your asset allocation, which may include some or all of the following assets:

  • Stocks
  • Bonds
  • Cash
  • Exchange-Traded Funds (ETFs)
  • Mutual Funds
  • Commodities
  • Property

Whether you have been investing for years or are just starting to think about retirement, Fisher Investments UK may be able to help.

How Does Your Investment Portfolio Align With Your Financial Goals?

There are many factors that can contribute to your ability to reach your financial goals. Here are some questions to consider when evaluating your individual situation, goals and investment strategy:

  • How does your asset allocation—your portfolio’s mix of stocks, bonds, cash and other securities—align with your objectives?
  • If you own funds, what are their underlying asset allocations and primary holdings? Are they consistent with your goals?
  • Are you diversified enough? Are you invested globally or just in domestic markets? Fisher Investments UK believes one of the best ways to spread risk and maximise opportunity is to invest globally. Investing solely in your home country can limit your investing options and potentially increase short-term volatility.
  • Which countries, sectors or categories does the current market cycle favour? Do you have investments in those areas?
  • How will inflation and withdrawals affect your portfolio’s purchasing power? It is easy to underestimate the importance of this question. Due to improving living conditions and medical breakthroughs, people are living longer than ever and their retirement planning should account for this.

Be sure to consider these points and have clear answers to these questions. Over time, each of these factors could greatly impact your portfolio's ability to meet your long-term goals.

Understanding Asset Allocations

Fisher Investments UK believes approximately 70% of a long-term investment portfolio return is attributable to asset allocation, 20% is attributable to sub-asset allocation decisions—which countries, company sizes or market sectors to invest in—and the remaining 10% of long-term return is attributable to individual security selection.

We emphasize the asset allocation decision—the 70%—because we believe the first and most important decision is which asset classes you should invest in. These decisions will greatly impact your long-term return. Despite potential short-term market volatility, it is often more beneficial to remain invested and stick to your long-term investment strategy unless you have a clear and well-researched reason to be out of the market.

Your asset allocation decision is crucial to your long-term success. If you require stocks’ long-term growth potential—whether for your own retirement or to pass on to a spouse or children—you may need to resist the urge to invest in less-volatile, lower-yielding assets, such as bonds or savings accounts. While this approach may seem comforting at times, it can detract from your long-term returns, which may not be sufficient if you need higher long-term growth to achieve your goals. Our professionals can help evaluate your situation and provide a thorough recommendation for your optimal long-term investment strategy.

Portfolio Evaluation Services

Fisher Investments UK has provided portfolio reviews to many investors, and our initial portfolio evaluation service considers a wide variety of factors to assess your current portfolio and recommend an investment portfolio strategy best-suited to meet your needs.

For investors with investible assets of £250,000 or more, our team first focuses on your individual portfolio goals. This step helps frame the analysis relative to what you need from your portfolio over time. We then assess your current investment portfolio’s asset allocation, diversification and fee structure. This in-depth analysis helps evaluate how your investment portfolio might meet your goals or where it might fall short.

Following the portfolio review, you will receive a recommendation on how you might alter your investment portfolio to better align with your long-term investing goals. Our professionals are dedicated to helping investors define their goals and find an investment strategy to help them meet those goals.

Contact Fisher Investments UK Today

Contact us at 0800 144 4731 to speak with our representatives and start the conversation today. Or, if you would like to read more, browse our selection of educational guides for more investing and retirement planning tips.

 

[i] For qualified investors with £250,000 in investible assets.

Investing in equity markets involves the risk of loss and there is no guarantee that all or any capital invested will be repaid. Past performance neither guarantees nor reliably indicates future performance. The value of investments and the income from them will fluctuate with world equity markets and international currency exchange rates.