Personal Wealth Management / Annuities

Indexed Annuities vs. Stock Market Returns

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When it comes to investments, greater risk often comes with the possibility of a greater rewardβ€”in the form of higher returns.

When it comes to investments, greater risk often comes with the possibility of a greater reward—in the form of higher returns. Investment risk can include downside volatility and the potential of capital loss. Behavioral finance tells us investors tend to hate losses about two and a half times more than we enjoy equivalent gains, and we will do just about anything to avoid losses.*

Indexed annuities exploit that fear. Indexed annuities are often sold with the promise of “stock market-like returns” with “no downside”—supposedly providing investors with reward and no risk.

The Truth About Indexed Annuities

Indexed annuities are complex investment products that often are too good to be true—not always able to provide the “safety” or “returns” they promise. Don’t let indexed annuities eat away at your retirement.

In this must-read guide, you'll learn ways to:

  • Make The Right Choice (See why indexed annuities may not be a bet worth taking.)
  • Understand Annuity Contracts (Learn why you shouldn't believe everything you're told.)
  • Eliminate Annuity Mistakes (Discover common annuity pitfalls and how to avoid them.)

Get your copy of Indexed Annuities vs. Stock Market Returns: A Comparative Guide

*Source: Richard H. Thaler, Amos Tversky, Daniel Kahneman, and Alan Schwarts, “The Effect of Myopia and Loss Aversion on Risk Taking: An Experimental Test,” Quarterly Journal of Economics (May 1997), pp. 647-661.

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