- Tools & Calculators
- 401k Calculator
If you have a 401(k) plan as part of your overall investment strategy, use our 401(k) calculator to learn how small changes can have a big impact on your retirement. Learn more about our perspective on 401(k) calculators.
To calculate either manually enter values on the right, or use the sliders to change values, then hit the calculate button to view results.
401(k) Calculator Input Definitions:
- Years until retirement: How many years until you'll no longer work, and stop contributing to your 401(k) plan.
- Your 401(k) value: The current value of your 401(k).
- Your current salary: Your gross annual salary.
- Percentage of your annual salary you contribute to your 401(k): The percentage of your gross salary that you contribute to your 401(k) plan.
- Employer match: The percentage amount your employer contributes to your 401(k) plan, if any.
- Estimated annual return: Hypothetical annual rate of return on the investments within your 401(k) plan.
Years Until Your Retirement
Your 401(k) Value Today
Your Current Salary
Percentage of Your Annual Salary You Contribute to Your 401(k)
Does your employer match your 401(k) contributions?
If yes, what percentage
Your Estimated Annual Return
At your retirement in 0 years, your estimated 401(k) value is:
This calculator is hypothetical and does not represent the return on any particular investment. Note all investments are subject to risk.
What do these 401(k) plan calculator results mean?
While the results are strictly hypothetical, the information provides a starting point for establishing whether or not you’re on track to meet your investment objectives and potential 401(k) withdrawal. After all, setting investment goals and objectives is a key component to long-term investment success. With the information from this 401k calculator, you can better understand how the decisions you make today may impact your 401k value in the future. Asking yourself the following questions:
- How long will your assets ultimately need to last?
- Will your 401k alone provide enough to meet your lifestyle needs?
- Are you in the correct asset allocation given your long-term investment goals and objectives?
- Do you need to start saving more for retirement?
Based on the information from this 401k calculator, you can start to gain a better understanding of your retirement situation. Then you can better align your investment strategy to increase the likelihood of meeting those needs.
Still have questions? The Fisher Investments 401(k) and IRA Tips and Answers guide addresses topics including: When you should take withdrawals, when is the right time to roll over and what should be in your 401(k) now.