Choosing the Right Retirement Plan for Your Non-Profit

Providing the right retirement plan for your non-profit organization can help your employees achieve the retirement they deserve.


There are three main types of retirement plan options for non-profits.

401(k) Plan

A 401(k) plan is a retirement plan that can be utilized by non-profits and for-profit organizations. It is a flexible plan type which make it a popular choice among nonprofits.

403(b) Plan

A 403(b) plan is available to non-governmental non-profit entities. This plan type is exempt from certain compliance testing and has fewer investment options than a 401(k).


A Non-Qualified Deferred Compensation (NQDC) plan can be added to a 401(k) or 403(b) plan in order to provide additional benefits to key employees. NQDC plans are popular with non-profit organizations due to their tax exempt status.

Non-profit comparison chart

Comparison Chart

Compare the differences between a 401(k) Plan and a 403(b) Plan.

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Non-Profit Plan Selection Guide

Use this guide to learn how to select the best retirement plan for your non-profit. This guide includes common pitfalls to avoid, what to look for in a plan, and how to choose the best providers for your plan.

ForFrequently Asked QuestionsView Transcript

Frequently Asked Questions

Watch this short video from a Fisher Retirement Plan Specialist to learn how to choose the best retirement plan for your non-profit.

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Top Questions to Ask When Evaluating Non-Profit Plan Providers

Use this checklist to know which questions to ask when evaluating your non-profit retirement plan providers.

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One of our 401(k) business specialists would love to talk to you about your company’s retirement plan needs.

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