Investment Analysis

Investment Analysis

Fisher Investments® 401(k) Solutions

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A man dressed in a suit speaks to the camera. A flyout in the lower left corner identifies him as Alex Queen, VP Retirement Services

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Male Voice: Well, when I think about how you know if your company retirement plan is maximized for investment performance where I always start is the question of what is your prudent process to drive the investments that are in the retirement plan. How you monitor those and how you ultimately make changes. That prudent process should be well documented, it should be time tested

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And really give you an opportunity to drive the best success.

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From there, I would ask who is ultimately in charge of making these decisions? This can come in a lot of forms, there could be at a business committee or someone in charge of making the investment decisions. There could be an outside advisor supporting the decisions. There could be an outside advisor that actually takes all of the legal liability of making those decisions.

So, the key is having that prudent process, and having someone that is prudent and well qualified to deliver and adhere to that investment process.

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It’s important to evaluate your advisor because as a sponsor of a retirement plan it’s actually your fiduciary responsibility to always act in the best interest of your plan’s participants and their beneficiaries. So if you have an advisor that is not doing a good job that ultimately presents a risk to you.

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As well as a risk to your plan participants when they’re receiving suboptimal investment advice, suboptimal investment performance. That can really damage their prospects of a dignified retirement. Additionally, there are a lot of advisors out there across

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the country providing advisory servers but there are actually very few that specialize in retirement plans. And we tend to find those more generalist advisors that focus more on wealth management just don’t have the acumen or the prudent process to deliver the best outcomes to retirement plans.

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So, at Fisher Investments we are retirement plan specialists. And if now is the time to do that investment review we can help. We’re happy to put together an independent investment review to help you really understand the investment options in your retirement plan and look for opportunities for improvement. Do you have the right quality of funds in your investment options? The right solutions? The right appropriate level of fees risk and return characteristics and provide you with some of our independent analysis and potential improvement options.

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Fisher Investments 401(k) Solutions. © 2021 Fisher Investments. Investing in securities involves the risk of loss. Intended for use by employers and their consultants, considering or sponsoring retirement.

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