403(b) Plans

A 403(b) plan is a type of retirement plan for non-profit organizations.

What is a 403(b) Plan?

A 403(b) plan is a type of retirement plan for the employees of certain non-profit organizations like schools, hospitals, charities, and churches. Click here for more details on the types of tax-exempt organizations who can offer a 403(b) plans.

How it Works

Similar to a 401(k) plan, a 403(b) plan allows employees to save a percentage of their salary, tax-deferred, and invest that money for retirement.

How a 403(b) is Different

A 403(b) is different than a 401(k) in some ways, including investment options, and some administration processes.

How Fisher Can Help

Fisher is one of America's top advisory firms with deep experience helping non-profit navigate evaluating and setting up a 403(b) tailored to their objectives.

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For the Is Your 403(b) Costing Your Employees Big? video

Is Your 403(b) Costing Your Employees Big?

Watch this short video from a non-profit plan retirement specialist to learn more about the difference between non-annuity and annuity 403(b) plans.

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Compare 403(b) Solutions

There are two main types of 403(b) solutions: annuity based or non-annuity based. Unfortunately, more than half of all 403(b) plans are on an annuity platform, which is an outdated system that could be charging participants higher fees.

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Plan Participant Case Study

See how a participant can benefit when an employer moves from an annuity based to a non-annuity based 403(b) solution.

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3 Ways Your 403(b) Costs You Big

Download our free guide to learn how your 403(b) could be costing participants higher fees.

The Fisher Advantage

Learn More About Plan Services
Superior Plan & Investment Guidance

Fisher provides flexible investment solutions, superior fund lineup management, and ongoing investment guidance to maximize wealth creation.

Simplified Plan Administration

We streamline retirement plan administration and payroll processes and provide a dedicated-point-of-contact for all plan servicing, troubleshooting and vendor management.

Unparalleled Service

We offer services other providers canโ€™t or wonโ€™t provide. With Fisher youโ€™ll receive tailored participant education programs along with one-on-one meetings to increase employee participation and improve retirement readiness.

Legal Protection

As an ERISA 3(38) Investment Manager, Fisher takes full legal responsibility for selecting, monitoring, and updating the funds in your plan. This protects you and other plan sponsors from investment-related legal risk.

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Contact Us

One of our 401(k) business specialists would love to talk to you about your companyโ€™s retirement plan needs.

Call Us

(844) 238-1247

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