Business 401(k) Services / 401(k) Plan Optimization

401(k) Plan Parameters

401k Plan Parameters

There are four other main parameters that plan sponsors can designate for their plan: Eligibility, Vesting, Automatic Enrollment/Escalation and Loans.


Fisher Investments®

401(k) Solutions


Upbeat Music


Female Voice: “We act as a consultant and can help you improve your plan.

Fisher will analyze your current plan features and help you identify improvement opportunities to improve plan outcomes for plan participants, the business, and the business owner.

Some of the plan features that we analyze include:

Eligibility- which determines which employees can join the plan and when.

Vesting- which determines how quickly your employees fully own employer contributions.

Automatic enrollment and escalation- which determine whether employees will be automatically enrolled in the plan and registered for annual contribution increases.

Loans- enable participants to borrow against their vested balance. Enabling loans can improve employee participation."


Fisher Investments 401(k) Solutions. © 2021 Fisher Investments. Investing in securities involves the risk of loss. Intended for use by employers considering or sponsoring retirement.


"Contact Fisher for a free plan analysis today"

pie chart and graph

See our Business 401(k) Insights

Resources and articles to help your business with retirement plan support, optimization and administration.

A couple talk with a business woman inside of an office with glass walls

Contact Us

One of our 401(k) business specialists would love to talk to you about your company's retirement plan needs.

two people shaking hands

Contact Us

One of our 401(k) business specialists would love to talk to you about your company’s retirement plan needs.

Call Us

(844) 238-1247

Get Me Started