Business 401(k) Services / 401(k) Plan Optimization
401(k) Plan Parameters
There are four other main parameters that plan sponsors can designate for their plan: Eligibility, Vesting, Automatic Enrollment/Escalation and Loans.
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Fisher will analyze your current plan features and help you identify improvement opportunities to improve plan outcomes for plan participants, the business, and the business owner.
Some of the plan features that we analyze include:
Eligibility- which determines which employees can join the plan and when.
Vesting- which determines how quickly your employees fully own employer contributions.
Automatic enrollment and escalation- which determine whether employees will be automatically enrolled in the plan and registered for annual contribution increases.
Loans- enable participants to borrow against their vested balance. Enabling loans can improve employee participation."
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