Business 401(k) Services / Retirement Plan Options

Cash Balance for Small Businesses

Image that reads "Cash Balance Plan"

Image that reads "Cash Balance Plan"

Cash Balance for Small Businesses

Depending on your age, you could be eligible to put away up to $433,500 each year1, tax-deferred by maximizing contributions to a 401(k) and a Cash Balance Plan. Download the Cash Balance Guide to learn how to unlock huge savings.

  • What is a Cash Balance Plan- A Cash Balance Plan is a type of retirement plan that allows business owners to contribute up to $433,500 per year.2 Contribution limits are based on the age of the owner.
  • Why is Cash Balance Important- A Cash Balance Plan takes advantage of a business expense that an owner can keep, deduct from profits, and let grow tax-deferred. Owners can fund a sizable portion of retirement savings using money they would have paid in taxes.
  • How Fisher Can Help- Cash Balance Plans can be complex and require a plan advisor with deep experience. Fisher is one of America's top advisory firms with experience helping business owners set up this sophisticated strategy.

Download the to learn more about this powerful tax strategy.


1 22022 annual contribution limits are age based.